Cura Debt

Cura Debt is a company which specializes in debt settlement and and debt consolidation. If you do not know the difference then you need to know that debt settlement is when your creditors are called and you or a company try to get your balances lowered by negotiating. Debt consolidation happens when a company is hired to pay off your debts and include them into one new loan.

Being in business since 1996, Cura Debt has been able to help a lot of people looking to consolidate their debts. They are located in San Diego, California and have a outstanding rating with the Better Business Bureau since they enrolled in 2000. While they are located in California it does not meant they cannot help people looking to consolidate debts in other states. The management team of Cura Debt claims to have over 25 years worth of experience in the debt consolidation field and many licenses to back it up.

Avoiding bankruptcy is the number one goal of all of their clients. In their statements they claim to watch over $100 million of their clients debts and advise more than 10,000 families a year. This large portfolio of clientele and money shows that many people have trusted doing business with them over the years.

If you are ready to start taking care of your debts and want Cura Debt to do so you just need to fill out a small form with your contact info. A representative with call you within 24 hours. The consultation they give is free for individuals and companies. If the solution they work up for you looks like it is going to work they will charge a fee based on the size of the debts you want to consolidate.

Most of the people who will be contacting your creditors will be a lawyer employed by them. The lawyers will write up a negotiation letter on your behalf and start sending it into them asking for a settlement.

Just like with any other debt consolidation company, if you elect to hire them it will show up on your credit report. Typically your credit scores will drop making it hard to get approved on any type of new financing including credit cards, mortgages, or car loans. If you plan on getting any of those make sure you get those before you seek a debt consolidation loan. If buying any of those is not in the near future then trying to consolidate your debts is a viable plan. One of the only stipulations they have is you need to be looking to consolidate more than $5,000.

Cura Debt has a strong history of being a great debt consolidation company in California for its citizens and for those of other states. After agreeing on a debt amount they will match you up with one of the lenders they have on site to help you pick a payment plan, terms, and interest rates.